This is a very first world, privileged perspective. There are billions of people in the world who don't have access to stable local currencies or payment systems. I've personally hired people in Africa and Phillippines who prefer being paid in stablecoins than their local currencies (not that there is an easy way to pay them in their local currencies).
oh it very much is a priviledged take -- but the solution isn't to replace something when it's broken but fix the existing thing and the thing here would be governments and their policies towards their money and central banks if they have them.
the fiat system of currencies has worked and could work but wholehearted replacement of them is akin to just throwing up one's hands and not vying to fix the underlying problem. doing so would do far more good than just making it easier to pay someone but would mean an overall more stable government for the people long term.
> fix the existing thing and the thing here would be governments and their policies towards their money and central banks if they have them
Yes, this is just so easy to do in war torn dictatorship! Just get your often undemocratically elected government that has never done anything for you to change everything about itself!
